Dispute Letter Sample

You can use a dispute letter sample here with a little bit edition. See the following tips before you begin editing the sample. To write a dispute letter is easy as long as you know exactly 4 things to include in it.  Here are the 4 things you must not miss when writing a dispute letter:

  1. Make sure you have accurate records on the item being disputed.
  2. Do not forget to enclose the records in the dispute letter.
  3. Remember to clearly state what the recipient should do to correct  the item being disputed.
  4. Ensure to clearly state what you will do after the recipient correct the disputed item.

Overcharge Dispute Letter Sample

Dispute letter example








Mac Dillan
234 Mac Arthur  Street, Oahu

February 3, 2017

Northwestern Bell Telephone Company
1234 Mac Allister Street
Omaha, Nebraska 68109
Dear Sir / Madam :
Enclosed is my telephone bill for January, which you recently sent me. I am not enclosing payment because there are some charges on the bill which I question.
The long distance charge for a call to Honolulu is incorrect. I never made this call. The bill indicates the call was made on January 5. I was out of the country at that time. Likewise, the charge for the call to Chicago, made on January 10, is excessive. The statement indicates a call lasting thirty minutes, but my records show that I talked only ten minutes.
I request that you look into these discrepancies at once. When I receive a corrected statement, I will pay the proper charges immediately.
Mac Dillan

Credit Dispute Letter Sample

You have to write a credit  dispute letter  for a few reasons. Firstly, if you are falsely charge, it will badly influence your credit report. At the end of the day, your access to your bank loan or future credit will be hampered by this. On top of that, even if you successfully got the loan, you might be charged a higher interest. See the following credit dispute letter sample. It will surely make your writing easier.

December 7, 2021
Ben Morris
1234 Green Street
Melrose, Massachusetts, Zip Code 12345
Complaint Department
Credit Bureau Credit Information Services
4321 Yellow Street
Melrose, Massachusetts, Zip Code 12345
Dear Sir,
I am writing to dispute inaccurate information/item in my credit file. Please notice the red-ink underlined item in the  attachment to this letter. I am disputing this item because up to now I have never had a mortgage credit. Therefore, I  am requesting that this item be deleted off my credit report.
For your information, I have attached the file which listed the inaccurate information. I hope you can settle this problem as soon as possible to correct my credit report.
Ben Morris
Social Security Number : 666777888

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